John M. Biggio Lighthouse Weekly - Issue #10

Article of The Week

Having to make a car insurance or home insurance claim is never a good situation — it means you've experienced damage or loss, possibly significant. Don't make matters worse by taking the wrong action. Below are common ways that policyholders shoot themselves in the foot.
Don't Do That! Actions That Will Wreck Your Insurance Claims...

Automobile

Asking the right questions when you get car insurance quotes can save you money and frustration. For one reason or another, your agent may not always discuss your policy in excruciating detail. They assume you'll read it. But if you're like most people, you'll park it in your filing cabinet and forget about it. We asked insurance agents across the country to give us their tips. Here's what they said customers should ask their insurance agents, but often don't.
5 Questions to Ask Your Auto Insurance Agent

Homeowners

In today's economy, having a roommate may seem like an ideal solution for a stretched budget. Your main concern about roommates may be whether they can pay their share of the household expenses, or if you'll get along with them. MSN Real Estate has created a survival guide for those who decide to share a home. However, before taking that step you should consider how having a roommate may affect your auto, homeowner or renter’s insurance.
Why You Should Tell Your Insurer About Your Roomate

Commercial Line

According to the National Safety Council, slips-and-fall accidents are the third leading cause of injury to customers and employees every year. They cost American businesses $70 billion annually, in the form of workers' compensation and insurance claims. While most accidents are just that, there are some fraudsters who actually make a "living" from claiming false injuries took place at a business and then suing for damages and compensation.

Slip And Fall Fraudsters Milk Businesses For Insurance Payouts